Your easy option holiday insurance from the name you can trust
Relax you're in good hands. The National Holidays Insurance policy has been tailored with our customers in mind. By taking out our policy it is easier for our own representative to look after you in the event of problems or a claim.
No Age Discrimination
Unlike many insurance policies our policy will cover you no matter what your age.
24 Hour Emergency Medical Assistance
With National Holidays Insurance, your driver, courier or hotel representative will liaise with our 24 hour emergency assistance service, who will, as necessary ensure your safe return home and liaise with hospitals and relatives.
Redundancy Cancellation Cover
We are very conscious of the challenges that everyone will face this year. We understand people will be nervous about the economy giving rise to job insecurities.
So to allow you to book with confidence our Travel Insurance Policy covers involuntary redundancy in the Cancellation section of the policy, subject to you being aged under 65-years and with the same employer in full time employment for 2 continuous years.
So in the event that you or any of your party are made involuntarily redundant as defined above, after purchasing your travel insurance, you will be able to claim the losses incurred as a result of cancelling your National Holidays trip (subject to policy terms and conditions).
Cancellation Rights
We want to be sure that your policy is right for you. When you take out a policy, the full insurance certificate will be sent to you, which contains the full details of what is and what is not covered. As with all insurance, you should read it carefully. If it's not to your satisfaction, just return it to us within fourteen days and (provided no claim has been made) your premium will be refunded in full.
Medical Conditions
Your policy contains restrictions which relate to your health and that of any others upon whose well-being your holiday plans depend. If you have a disclosure to make, call 0844 892 1698 to discuss your requirements. If you or any others are suffering from a condition and your doctor has given you clearance to travel, you must still disclose that condition to check that it will be covered. Failure to do so may result in a declined claim.
Your National Holidays’ Insurance is arranged in conjunction with Towergate Chapman Stevens who are authorised and regulated by the Financial Conduct Authority.
The insurance is provided by Towergate Chapman Stevens on behalf of ETI – International Travel Protection (the UK branch of Europäische Reiseverscherung AG) who are licensed by the Bundesanstalt für Finanzdienstleistungsaufsicht (BAFIN – www.bafin.de) and approved by the Financial Conduct Authority (FCA – http://www.fca.org.uk) to undertake insurance business in the UK.
National Holidays is an Appointed Representative of ITC Compliance Limited who are authorised and regulated by the Financial Conduct Authority (Firm Reference Number 313486).
Please note: you will be able to review the full details of this Insurance Policy during the process of making your online booking.
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Children 2-12 yrs, 50% discount off premiums above.
Please note: All premiums are inclusive of 20% IPT.
| Description of cover |
Policy Limit
Up to: |
Excess |
Personal Accident
a. Loss of one or more eyes or limbs
b. Permanent
Total Disablement
c. Death |
a. £7500 (£2500 for adults aged 66 or over)
b. £7500 (£2500 for adults aged 66 or over)
c. £5000 (£2500 for child up to 12 years and adults aged 66 or over) |
Nil |
a. Hospital Benefit
b. Return to Home
c. Medical Expenses |
a. £10 for each 24 hours
- up to £300 (outside UK)
b. £2000
£5,000,000 (outside the UK) |
a. Nil b/c. £50 for all claims arising from holidays to the UK, Republic of Ireland or Channel Islands. £15 for all holidays costing less than £100. £35 for all other claims. |
| Loss of Deposit, Cancellation or Curtailment |
Up to final invoice cost |
£75 for all claims arising from holidays to the UK, Republic or Ireland or Channel Islands. £15 for all holidays costing less than £100. £35 for all other claims. |
Delayed Travel
a. Holiday Abandonment
b. Delayed Travel Benefit |
a. Non UK only (up to final invoice cost)
b. £60 (£20 for the first completed 12 hours of delay, £10 for each subsequent 12 hours of delay) |
a. £35 per person
b. Nil |
| Missed Departure |
Up to £300 |
Nil |
| Personal Property |
£500 sub-limited to single article limit of £100, valuables limit £100 |
£35 per person |
| Personal Money |
£200
Cash Limit £100 |
£35 person |
| Delayed Baggage |
£25 for over 24 hours
£100 for over 72 hours |
Nil |
| Passport / Driving License |
£200 |
Nil |
| Personal Liability |
Up to £1,500,000 |
Nil |
| Legal Expenses |
Up to £25000 |
Nil |
| This is only a statement of cover - full details of the terms and conditions will be sent with your booking confirmation or are available on request. |
